Secured loans are those backed by property you own, like a house or a car.Unsecured are backed by your promise to repay them.The most trusted debt management companies are nonprofit credit counseling agencies.They provide free counseling to help you budget your expenses and weigh options for debt relief.If you're looking for home equity loans, first and second mortgages, refinance loans, personal loans or loans of any type...you'll find all of these right here.Qualifying for first and second mortgages, as well as home equity loans and debt consolidation loans is easier than you think. A company who has been around a long time and understands your situation.
The more equity you have, the more money you may be able to get from a cash-out refinance.
You'll often need a minimum credit score - typically starting in the high 600s - to qualify for them.
Bank/Credit Union Personal Loan (Unsecured): Your credit rating will affect the size and term of the loan, as well as the interest rate.
A DMP will consolidate your debts into one monthly payment.
You pay the credit counseling agency, and they pay your creditors.